Have you suffered any damage as a result of a FIRE ?
by Admin
Posted on 27-03-2023 11:00 AM
A fire insurance claim can be tricky to navigate and your insurer will appoint a loss adjustor to investigate your claim.
This can be particularly stressful when you are already facing the emotional toll of the damage done to your home. Our
team
is dedicated to relieving you of the stress associated with your claim. We have decades of experience acting on behalf of homeowners who have suffered loss through fire.
Unfortunately, fire-related incidents are quite common in india, due to a variety of reasons, such as electrical malfunctions, manmade and natural disasters, and so on. These incidents can result in significant financial losses for individuals and businesses, as well as damage to property and assets. One of the objectives of fire insurance is to help you mitigate the financial impact of these incidents and provide financial protection against the damages. Additionally, fire insurance is also mandatory in india for certain types of businesses, such as those involved in the storage or handling of hazardous materials. This is to ensure that these businesses have the necessary financial resources to respond to fire incidents and protect everyone from potential harm.
Property owners will need to board up or tarp all openings to the exterior, turn off the main water pipes, extract any standing water, and remove all carpeting, furniture and inventory as soon as possible in order to prevent further damage and to reduce mold growth. “mitigating” damage to the property may require the services of licensed mitigation and restoration companies to properly dry out and clean the affected building or structure. Every insurance policy requires the policyholder to mitigate/minimize the damage suffered as the result of a fire.
Here a call came from a distressed homeowner who suffered fire and smoke damage from a faulty electric shower. Fire brigade were called and managed to extinguish the fire quickly but the entire house has substantial smoke damage. One of the emergency calls our insurance assessors received this week was from a homeowner who suffered a large kitchen fire from a chip pan. Luckily the fire brigade had a quick response time and were able to prevent further fire damage to the house although smoke damage was significant throughout the property our insurance assessors in galway were called out to this fire damage claim which was caused by an electrical fault.
WHAT OUR CLIENTS SAY
Public adjusters are independent adjusters hired by individuals to represent them in their dealings with their insurance company.
Typically, public adjusters handle cases of significant property damage and negotiate on their clients’ behalf to make sure they are paid what they are owed. Some cases are straightforward, making the claims process quick and simple, while others can be more complex and tedious. Not every homeowner’s insurance claim requires a public adjuster’s aid, but if you think you might face challenges in the claims process, do not hesitate to contact us.
You can consult an insurance broker (or ‘intermediary’) when searching for the policy that best meets your needs. Regulated by the central bank of ireland , the role of an insurance broker is to provide expert, impartial advice to individuals and businesses seeking to purchase insurance. They may also be employed to negotiate with insurance companies on behalf of their clients to get the best possible deal. You can search a database of registered insurance brokers throughout ireland.