by Admin
Posted on 26-06-2023 07:14 AM
Each time you investigate water damage at a residential property, you need to accomplish several tasks related to documentation. So, you’ll want to make sure your android or ios mobile device is equipped with a high-quality floor plan app. This versatile app will enable you to complete multiple steps in a short amount of time: measure and sketch affected rooms speedily and accurately enhance your sketch with water-damage details in a swift manner summarize your findings rapidly in a digital water-damage report quickly calculate a realistic repair-cost estimate streamline document-submission workflows.
The “drip, drip, drip” of a water leak makes a very distinctive sound. But if that sound is happening within the walls or an isolated section of the home you may not be able to hear it without amplifying the sound. This is where an acoustic listening device comes in handy. These devices allow you to hear clearly through floors and walls to pinpoint the source of a leak or flood.
In principle, depending on your coverage and limits, your insurance company should restore damaged items or structures to their pre-loss condition. However, it is unlikely that your insurer will agree to replace anything if it is cheaper to repair. But this may be easier said than done. For example, if your damaged hardwood floors are beyond repair, your insurer can replace them with identical or similar flooring. But what if only a minor percentage of your flooring is damaged, and you cannot find identical or matching flooring? will your insurer replace the whole floor? the line of sight rule says everything within your line of sight should have a reasonably uniform and consistent appearance.
Walk into any room impacted by a flood damage event, and some moisture is obvious (think: saturated walls and carpeting). However, not all moisture intrusions are apparent – sometimes moisture-impacted materials are hidden behind a wall or under a floor. While not a restoration moisture meter, a thermal camera provides a view of potential moisture incursion otherwise not visible to the naked eye. Displaying a visual representation of temperature differences, a thermal camera can help an inspector zero in on areas in a space where moisture intrusion is likely. Spots that are cooler are a good indicator of moisture.
Fact: not all homeowners insurance policies are created equal. When it comes time to file a claim, many homeowners find that their policy covers only certain types of damage. “as a homeowner, you should thoroughly read your policy before you need it. Review your declarations page in order to fully understand what your policy covers and what your deductible will be for various types of losses,” says raymond plante, vice president of account services at rainbow international restoration. “this way, you aren’t hit with any unexpected surprises when you have to report a claim,” says plante. When an unfortunate event happens (like a windstorm or a burglary), you’ll likely file a claim with your insurance company.
Water damage and restoration experts state that you should follow these three water damage insurance claim tips. Report and document your claim to your insurer immediately and document the damage with photos and notes. Mitigate further damage immediately to prevent additional damage, such as drying out areas or making temporary repairs. Maintain a detailed inventory of damaged items, including their value, to expedite the claim process. Armed with these tips, you’re now better equipped to handle a water damage insurance claim. Remember, the goal is not just to recover from the current damage but also to prepare for any future incidents.